A visionary is one who takes action to achieve a goal and motivates others to realize their vision. Visionary leaders provide their team members the freedom to develop, experiment, and take calculated risks by articulating where they want to go but not how they will get there. In this edition of "Top 10 Visionary CEOs to Watch in 2023." This time, Mr. Jeffrey Smith, co-founder and CEO of Digital Commerce Bank, graces our cover page.