The Certified Credit Research Analyst (CCRATM) is a comprehensive global education program designed to give expert level understanding of credit markets to fresh graduates and experienced professionals. It integrates the fundamental of financial analysis, credit analysis, rating methodology and strategy. It offers the tools a candidate needs to occupy key positions in the world of finance, private banking, credit analysis and fixed income. CCRATM certification is offered by the Association of International Wealth Management of India (AIWMI). The exam are conducted by National Stock Exchange.