With just over one-third of the mammoth target achieved by the end of the first quarter of the current financial year, the common man and the Industry Experts have been rethinking about the target of 30 billion digital transactions set for the year. The government, in order to ensure that the nation progresses with the changing times, has placed renewed emphasis on making people understand the power and reach of digital transactions. However, let us not ignore the fact that the completion of the target will ultimately depend on involvement of people and their willingness to change the way they conduct their transactional lives.