In this issue we have covered articles on What chokes the life insurance industry of India -Answers are hidden in Data - Nirjhar Majumdar; Optimism on Standardisation of Products Boost Insurance Penetration - Jagendra Kumar; A Study on Health Insurance in West Bengal - Dr. Kushal De & Pallobi Chattopadhyay. We have covered news on General Insurance, IRDAI News, LIC News, Health Insurance News, Private Life Insurance News and International News. Besides it covers other interesting features.