The January 2019 issue brings you the latest update about the latest development in the Insurance sector in India. The issue covers the latest development in General Insurance, Life Insurance, IRDAI, Health Insurance and International market. We have covered articles on Challenges in Risk Management using Three Lines of Defence 3 LoD-Sonjai Kumar, Loss Assessment under a Fire Insurance Policy and impact of GST-Shiba Prasad Padhi, Approved Surveyor and Loss Assessor - Independent neutral Third Party-D.Chandrasekhara Raju, Ayushman Bharat Yojana: Indias Race for Affordable Healthcare for All, Begins. We have covered Interview with Mr. Warendra Sinha, MD & CEO, IFFCO-Tokio General Insurance Co. Ltd. The issue also covers report for Seminar on Changing Regulatory Provisions and its effect on Management of Risk by Insurance Companies and its Stakeholders, IIISLA 3 day MDP Programme at BIMTECH, Looking beyond obisous :  Report on seminar organised by Association of Insurance claims Management AICM, Report on Conference on Kathmandu, Nepal, IIISLA 10th AGM held at Hyderabad, Report on the National seminar by Kolkata Insurance Institute, Index of Articles published during the Year 2018 Besides the issue covers regular features and columns on various developments in Insurance Industry. Happy Reading!!