In this issue we have covered articles on Health Insurance Landscape: Before & Beyond 2020 - Vinay Verma, Performance of Crop Insurance Schemes in India - Arman Oza, Consumer Protection Act 2019: Changing time to own product liability insurance - Deepak Kumar, Effectual Insurance underwriting in this decisive juncture of new normal situation - Anabil Bhattacharya, Child Insurance : A legacy to leave behind - Vijay H Kakhandki.    We have covered news on General Insurance, IRDAI News, LIC News, Health Insurance News, Private Life Insurance News and International News.   Besides it covers other interesting features.