In this issue we have covered articles on A Holistic Approach in Assessment of Non-fund Based Limits and its Precautionary Measures - N Mohammad Ali; RBIs Account Aggregators Framework will Revolutionise Financial Inclusion - Ankit Ratan; Central Bank Digital Currency - D. Surendranath; New Umbrella Entity: Ushering Payment Revolution - Uday Kumar Khazane; Local area Banks - Is small not beautiful - Manickam Ravindran; Business Correspondent model - Under Financial Inclusion, issues & strategies for making it a success - N V Gupta; Role of Fintech as key driver of Digital Financial Inclusion - Deepak N S.   We have covered news on Banking, RBI, Industry, Mutual Fund and Co-Operative Bank News.      Besides it covers other interesting features.