In this issue we have covered articles on Agency for Specialized Monitoring ASM - A tool for Monitoring of big borrowal accounts - Chander Pandey; Align Talent with Business in Banking Industries - Rishi Srivastava; Ethics in Business and Corporate Governance - Ajay Chandra Pandey; INCOTERMS® 2020 - An Effective Tool to Reduce Inconsistencies in Global Trade - R Narayanan; Participative Vigilance: The Eye of Providence - Baljor Datt Gaur; Banking Cyber Defence trends to protect Customer Interests - SVS Adinarayana; Interview on Mr. Nanda Kumar, Founder & CEO, SunTec Business Solutions.   We have covered news on Banking, RBI, Industry, Mutual Fund and Co-Operative Bank News.      Besides it also covers other interesting features.