In this issue we have covered articles on Digital Loan Monsters - Shivanand Pandit; Role of Artificial Intelligence and Analytics in Banking - Rajeev Shankar; Bend but dont break: Operational Resilience - Usha Yadav; Union Budget 2022 : Improving Access to Finance - Ankit Sinha, Dhwani Bansdawala, Teza Jose & Gopi Naik; Financial Action Task Force : Achievements and challenges - Hartosh Kumar Srivastava; Stress Testing : Need and Importance - Ravi Mishra; Study of Project - Technical Feasiblity and Economical Vaibility - Harish Kumar Jain..   We have covered news on Banking, RBI, Industry, Mutual Fund and Co-Operative Bank News.      Besides it covers other interesting features.