FINANCIAL YEAR PLANNER The start of a new financial year is great time to plan your finances. Articles on home loan prepayment, tax planning, and health covers to give you a helping hand 36 PREPAY Make a plan to prepay your home loan to ease the interest load and get a tax break 40 TAX-SMART This year, too, the taxi meter of taxes will keep moving. Time to plan the ride 42 HEALTH COVERS Get the extra health cover you need keeping in mind a few key features