Industry experts decode the year gone by and list out things to be done in 2016 to bring about change in your finances. Digital Dialogues: Outlook Money sets the stage for industry experts for a regular exchange of thoughts on digital transformation in the financial sector OLM Elite: Outlook Money’s hand-picked funds for investing as per your risk appetite Insurance apps: Buying insurance is becoming simpler with tablets eliminating the verbose paperwork In our other sections read about this month’s stock pick, exploring Vancouver, and ‘My Plan’