About this issue: Union Budget 2020 fails to instil consumer confidence, leading capital markets to a carnage. Mixed Signals Fail To Boost Confidence: Pages 18-19 Union Budget 2020-21 provides conflicting signals about the countrys economic future; new tax regime rolled out. Main Cover: 18-19 One Nation, Two Income Tax Systems Pages - 26-27 Capital Markets: A Big Opportunity Lost: Pages - 32-33   Preview Pages: Harping On The Next Big Investment Are index funds the best possible investment tool for your retirement savings plans    Finding Peace With Post Office Savings Post office small savings schemes suit risk-free and a high rate of interest needs of investors  Post-Retirement Term Plan Blues Term plans eliminate the financial burden during an untimely death of a bread-earner    Other 3 Stories: A Smart Way To Declutter Finances Sorting out your finances and clearing the clutter comes with several benefits, making life easy    Easy Steps For Getting A Loan What are the best ways to avail a personal loan despite having a low credit score    To Save And Prosper How savings in mutual funds can help you stay ahead