Cover story: Not so taxing Tax saving should not be seen as a year-end activity only. If planned early and smartly, not only can you reduce your tax outgo but also fulfil your long term goals. Insuring your business: While starting a new business we tend to micromanage a lot of things but forget about insurance conveniently. Find out different types of insurances that your business needs. Family Finance: Spending years in a foreign country and then suddenly moving back to your own country is sometimes not-so-smooth as one tends to expect. Do keep in mind a few things before you head back. Expert Speak: Nilesh Shah, MD, Kotak Mahindra AMC, on why investors should let experts manage their money In our other sections read about our stock pick, exploring Lansdowne and top wearable fitness gadgets and mobile apps for the fitness brigade.