Towards Optimism and Stability..The financial year 2016 has been an experimental year, Nationally and Internationally. For the whole year, there were uncertainties, surprises and some shocks too. When, deteriorating financial numbers of economies like China, Japan, Russia and Brazil gave shock-waves to the world then, Brexit and Donald Trump’s victory came as complete surprise.But, despite all this, India stood firm to all vagaries. In aid to consistent reforms, it became the fastest growing economy in the world. Substantial increase in the number of Foreign Direct Investment reflected optimism around the world regarding India. The government also raised Rs. 46,247 crore through divestment in 2016-17, which is the highest amount raised through disinvestment in a fiscal ever. Even after imposing a disastrous “currency reform” the ruling party past month registered an astounding victory in assembly polls in five states. The verdict is affirmation from the public for government’s policy measures and reforms. But, with power comes responsibility. The result has further strengthened the ruling party’s influence in both the houses.All eyes are now on GST that will ultimately boost growth even further by cutting down cascading taxes. We should stay positive about the future as India is on its growth trajectory.  The stars are aligning for India and still, a lot remains to be done to achieve better stability and growth in this financial year.Through Investors India every month, we hope to give advice that may help you make better financial decisions and choices among various funds available in market. Keeping with the tradition, this month, our cover story is on Balanced Funds that will give an insight on how, with a small amount, you can get exposure to both equities and debt and simultaneously enjoy the advantage of asset allocation. Also, if you have interest in Mutual funds, do read the benefits of staying focused and keeping the SIP running whether the markets are high or low. Awareness is the key to fight Osteoporosis. Do read our Lifestyle Section and find out how you can keep your bones strong and intact always.