It is 2017. New Year. New Resolutions. New Dreams. New ways of doing things. New apps and a lot more. We have come up with 17 must-have apps in 2017 that everyone should install on their smartphone regardless of their profession and age group. These apps are designed to help you in every aspect of your life. For instance, the app called Freecharge is a must-have digital wallet to pay for day-to-day transactions, which earlier involves cash. Then PNB UPI is a UPI-based app to transfer money from your bank account to another bank account with just a couple of clicks on your smartphone. And the Walnut app is there to keep a track of everyday expenses in an intuitive interface. Another app on the list is Haptik, which helps you get things done over chat. Then Lifesum app helps you maintain or reach the ideal weight by keeping a tab on your meals and physical activities every day. Headspace app, on the other hand, helps you practice mindfulness so that you can relieve your stress and feel calm in any tricky situation. Sounds interesting, isn’t it Flip through the pages to find out about all the 17 apps that are on our must-have list. We’ve also reviewed the BHIM Bharat Interface for Money app, which is recently launched by our Prime Minister Narendra Modi as an initiative to enable fast, secure and reliable cashless payments through a smartphone. Check out Page 24 to know more about this app and how it works. That’s not all! There is a lot more for you to explore in this ever growing world of mobile apps. And yes, a big thanks to our readers for being a part of our wonderful journey and we wish to receive the same support and encouragement in 2017.   Appy Reading J